Insurance, reinsurance and pension funding, except compulsory social security (PKD division 65)
This division includes:
- provision of retirement, annuity and insurance income, for example through direct life and endowment insurance, unit-linked life insurance and other types of insurance, and the investment of contributions in order to create a portfolio of financial assets for use through the accumulation and investment of funds for future claims or benefits,
- activities in the field of direct insurance, pension funds and reinsurance.
This division excludes:
- activities related to insurance provided on behalf of others, classified in the corresponding subclasses of division 66.
Industry statistics (2025)
Number of companies
Companies
11,928
Companies (primary PKD)
1,181
Companies with financials
193
Business turnover
Legal structure
Legal formShare of companiesNumber of companies
- Sp. z o.o.43.3%1,450
- JDG28.7%961
- Cooperative9.0%301
- S.A.8.1%270
- Sp. j.5.0%166
- Other3.5%118
- Sp. k.1.6%52
- Association0.3%11
- Foundation0.2%7
- Sp. p.0.1%3
Financial results
The calculation excludes new companies that pull financial results down. Only firms with a filing in the previous year are included, so market trends are easier to read.
Median revenue
Ranking
Median revenue compared with other PKD codes.
Top companies by revenue
| # | Company | Legal form | Revenue | Net profit |
|---|---|---|---|---|
| 1 | S.A. | USD 3.33bn | USD 311.92m | |
| 2 | S.A. | USD 2.73bn | USD 492.29m | |
| 3 | S.A. | USD 2.56bn | USD 136.75m | |
| 4 | S.A. | USD 1.36bn | USD 3.50bn | |
| 5 | S.A. | USD 1.23bn | USD 46.47m | |
| 6 | Branch (foreign co.) | USD 1.10bn | USD 53.91m | |
| 7 | S.A. | USD 1.02bn | USD 51.61m | |
| 8 | S.A. | USD 774.85m | USD 49.45m | |
| 9 | S.A. | USD 741.01m | USD 226.60m | |
| 10 | S.A. | USD 593.04m | USD 78.17m |
Fastest-growing companies
| # | Company | Legal form | Revenue | Y/Y growth |
|---|---|---|---|---|
| 1 | Branch (foreign co.) | USD 88.61m | +1,374.2% y/y | |
| 2 | S.A. | USD 36.65m | +107.7% y/y | |
| 3 | Branch (foreign co.) | USD 106.25m | +45.7% y/y | |
| 4 | S.A. | USD 1.23bn | +28.0% y/y | |
| 5 | S.A. | USD 27.55m | +21.8% y/y | |
| 6 | S.A. | USD 3.33bn | +21.6% y/y | |
| 7 | S.A. | USD 193.13m | +20.0% y/y | |
| 8 | Branch (foreign co.) | USD 26.23m | +19.0% y/y | |
| 9 | Branch (foreign co.) | USD 85.16m | +18.5% y/y | |
| 10 | S.A. | USD 456.84m | +13.9% y/y |
Stock market
1 company from this industry is listed.
| Company | Ticker | Market | Price | Change | Market cap |
|---|---|---|---|---|---|
| PZU | GPW Main Market | PLN 73.50 | +0.41% | USD 15.87bn |
PKD codes in division 65
FAQ
The primary industry for 1,181 companies is insurance, reinsurance and pension funding, except compulsory social security. 193 entities have filed financial statements.
So far in 2026, 55 new companies with PKD 65 have been registered. In all of 2025, there were 89 such companies.
So far in 2026, 23 companies with PKD 65 have been deregistered. In all of 2025, there were 8 such companies.
In 2025, the median revenue for PKD 65 was USD 1.58m and the mean revenue was USD 188.00m, based on 112 financial statements. Averages and medians include only companies that file financial statements, excluding sole proprietorships.
Yes, in 2025, the median net profit was USD 53.44k, an improvement on 2024 (USD 40.71k). Among all 678 PKD divisions in Poland, it ranks 177th, putting it in the top 26%.
The most common legal form for PKD 65 is sp. z o.o., used by 1,450 companies in this industry (43.3% of the total). In second place is a sole proprietorship (961 companies, 28.7%), and in third place – a cooperative (301 companies, 9.0%).














