What is the main business of Fincard?

The main business activity of Fincard focuses on other credit granting n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on September 12, 2019.

Where is the headquarters located?

The headquarters is located at: ul. Grzybowska 87, 00-844 Warszawa.

What is the share capital?

The share capital of the company is PLN 14,000,000 (approx. $3.8 million).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

What revenue was generated?

In 2024, the company's revenue reached $49,231,434.

Is the company profitable?

Yes, in 2024 the company was profitable, achieving a net profit of $8,476,672.

What is the largest operating cost?

The largest operating cost category falls under external services. This category amounted to $7,177,927 in 2024, representing 54% of all operating expenses.

Fincardsp. z o.o.

Other credit granting n.e.c.

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2019-09-12

Share capital

14 000 000,00 PLN

Activity description

Fincard sp. z o.o. offers a credit card with a limit of up to PLN 20,000. New customers can use the credit limit without fees for the first 30 days.

Registered address

ul. Grzybowska 87, 00-844 Warszawa, Poland

Website

netcredit.pl

Phone

Electronic delivery address

AE:PL-75866-56446-VBGFB-22

Financials

Revenue history (in m)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 58.87mMedianUSD 400.90kAverageUSD 22.90m

Net profit

This companyUSD 10.99mMedianUSD 36.83kAverageUSD 4.43m

Operating costs

This companyUSD 15.18mMedianUSD 56.35kAverageUSD 10.39m

Assets

This companyUSD 68.28mMedianUSD 2.82mAverageUSD 195.99m

Industry

Bank accounts

Registered as a VAT taxpayer on 2022-08-01. Active

Credit Agricole Bank Polska
10 1940 1076 3231 6986 0000 0000
Alior Bank
12 2490 0005 0000 4612 9824 6076
BNP Paribas Bank Polska
14 1600 1462 1804 9584 7000 0003

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Public aid

No public aid cases recorded in the last 10 years.

Tenders

No recorded participation in tenders.

Regulatory authorisations

Authority	Type	Status
KNF	Domestic payment institution	Active
KNF	Small payment institution	Inactive

Authorized Representatives

Izabela Sienkiewicz – President of the Management Board

Mariola Strzelczyk Singh – Management Board Member

Manner of representation

Each member of the management board is authorized to make declarations on behalf of the company independently.

Ownership

Owner	Shares	Share value	Stake
Sia Finno Holding	280,000	$3,781,739.60	100%

Beneficial owners

Person	Rights

Competitors

Name	Revenue	Website
Provident PolskaS.A.	$134,476,128.69	providentpolska.pl
Soonly Financesp. z o.o.	$110,265,685.43	soonly.pl
Profi Credit PolskaS.A.	$98,285,443.77	proficredit.pl
ING FaktoringS.A.	$72,956,297.03	ingfaktoring.pl
Capital ServiceS.A.	$56,835,258.66	capitalservice.pl
AS Inbank Spółka AkcyjnaBranch (foreign co.)	$46,030,889.00	inbank.pl
PragmagoS.A.	$35,940,984.43	pragmago.pl
Minicreditsp. z o.o.	$33,832,637.40	minicredit.pl
Wonga.Plsp. z o.o.	$25,153,657.11	wonga.pl
Bibby Financial Servicessp. z o.o.	$20,745,878.80	bibbyfinancialservices.pl

Change history

Date	Event
2024-10-17	PKD change (Added: 47.91.Z, 63.11.Z)
2024-03-06	Share capital change (10,200,000.00 PLN → 14,000,000.00 PLN)
2023-09-19	Share capital change (7,700,000.00 PLN → 10,200,000.00 PLN)
2023-04-11	Share capital change (4,500,000.00 PLN → 7,700,000.00 PLN)
2022-07-26	Share capital change (1,750,000.00 PLN → 4,500,000.00 PLN)

FAQ

Last updated: 2026-10-07