Overview
Minicredit Sp. z o.o., based in Warsaw, provides online cash loans from PLN 500 to PLN 9,600, including repayment periods such as 30 days. The loan is paid in a single transfer to a verified account after successful data verification and creditworthiness assessment, no later than within 72 hours.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2011-06-18. Active
31 1160 2202 0000 0001 7720 3047
Debt
1 closed proceeding recorded in KRZ history. Closed proceedings in history
| Registration date | Proceeding type | Status | |
|---|---|---|---|
| Nov 21, 2022 | Discontinued enforcement proceedings | Closed |
MSiG notices
| Publication date | Event | |
|---|---|---|
| Jun 17, 2026 | Return of additional payments | |
| May 27, 2026 | Return of additional payments | |
| Mar 6, 2026 | Return of additional payments |
Public aid
No public aid cases recorded in the last 10 years.
Tenders
No recorded participation in tenders.
Trademarks
Minicredit holds 2 active trademarks registered with the Polish Patent Office. 1 mark has expired or was not registered. The first mark was filed in 2014.
| Mark | Protected until | |
|---|---|---|
| zł | Feb 28, 2033 | |
| zł mini credit | Feb 28, 2033 | |
| MiniCredit Nie żyj bez pieniędzy! | – |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Lending institution | Active | |
| KNF | Small payment institution | Inactive | |
| KNF | Lending institution | Inactive |
Authorized Representatives
Manner of representation
The following are authorized to make declarations of will on behalf of the company: 1. independently – the President of the Management Board if the management board is a one-person management board; 2. jointly – two members of the management board, or a member of the management board and a commercial proxy acting within the scope of their authority, if the management board is a multi-member management board.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 5,225 | $1,411,399.24 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| MbankS.A. | $22,569,311.90 | mbank.pl | ||
| Mobilum Paysp. z o.o. | $21,368,215.01 | pay.mobilum.com | ||
| MelementsS.A. | $9,260,544.62 | melements.pl | ||
| Domwaluty.Plsp. z o.o. | $7,898,541.67 | domwaluty.pl | ||
| Skycash PolandS.A. | $4,416,461.60 | skycash.com | ||
| Ancona InvestmentsS.A. | $3,096,191.24 | ancona.pl | ||
| Grupa Sad Exportsp. z o.o. | $3,151,473.63 | grupasadexport.pl | ||
| Fingo CapitalS.A. | $2,416,632.14 | fingocapital.pl | ||
| ANY Money Groupsp. z o.o. | $1,882,784.18 | anymoney.org | ||
| Easy Payment Services OodBranch (foreign co.) | $1,645,301.57 | axi-card.pl |
Change history
| Date | Event | |
|---|---|---|
| 2022-09-22 | Address change (Ul. Migdałowa 4, 00-796, Warszawa → Ul. Migdałowa 4, 02-796, Warszawa) | |
| 2022-07-21 | Address change (Ul. Zygmunta Słomińskiego 17/9, 00-195, Warszawa → Ul. Migdałowa 4, 00-796, Warszawa) | |
| 2022-07-21 | Share capital change (2,455,000.00 PLN → 5,225,000.00 PLN) | |
| 2019-04-26 | Share capital change (200,000.00 PLN → 2,455,000.00 PLN) | |
| 2018-11-28 | Address change (Słomińskiego 15/506, 00-195, Warszawa → Ul. Zygmunta Słomińskiego 17/9, 00-195, Warszawa) |
FAQ
Last updated: 2026-10-07