Overview
Efl Finance is a company that acts as an insurance agency and offers loans for businesses. It is part of the Crédit Agricole Group, which is one of the largest retail banking groups in Europe.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2009-03-02. Active
73 1090 2851 0000 0001 6635 8550
25 1940 1210 0103 5149 0010 0000
38 1240 1994 1111 0010 2625 4015
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Jan 29, 2021 | Commercial Companies Code notice | |
| Dec 30, 2020 | Commercial Companies Code notice | |
| Nov 30, 2020 | Commercial Companies Code notice | |
| Oct 30, 2020 | Commercial Companies Code notice | |
| Sep 30, 2020 | Commercial Companies Code notice |
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Sep 22, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $51,257$51,257 | Techpal sp. z o.o. |
Tenders
1 tender recorded as contractor, with a total value of $47,727.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jun 13, 2024 | Zakup i dostawa samochodu 9-cio miejscowego w formie leasingu operacyjnego z opcją wykupu dla Muzeum Miejskiego w Żorach. | $47,727$47,727 | Muzeum Miejskie w Żorach |
Trademarks
EFL Finance holds 1 active trademark registered with the Polish Patent Office. The first mark was filed in 2017.
| Mark | Protected until | |
|---|---|---|
| AUTO RATA EFL | Feb 23, 2027 |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Generali Towarzystwo Ubezpieczeń Spółka Akcyjna | Active | |
| KNF | Insurance agent of Sopockie Towarzystwo Ubezpieczeń ERGO Hestia Spółka Akcyjna | Active | |
| KNF | Insurance agent of Compensa Towarzystwo Ubezpieczeń Spółka Akcyjna Vienna Insurance Group | Active |
Authorized Representatives
Manner of representation
The President of the Management Board acting independently, two members of the management board acting jointly, or one member of the management board acting jointly with a commercial proxy is authorised to make declarations of will on behalf of the company and to represent it.
Supervisory board
Ownership
| Owner | Shares | Share value | Stake |
|---|---|---|---|
| 26,559,656 | $7,174,407.35 | 100% |
Beneficial owners
| Person | Rights |
|---|---|
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Expander Advisorssp. z o.o. | $127,656,454.04 | expander.pl | ||
| PhinanceS.A. | $73,390,269.72 | phinance.pl | ||
| Credipass PolskaS.A. | $31,312,859.01 | credipass.pl | ||
| Votum Scale AgencyS.A. | $24,036,698.10 | dsa.pl | ||
| EIBS.A. | $21,374,187.99 | eib.com.pl |
Change history
| Date | Event | |
|---|---|---|
| 2020-01-20 | Address change (Plac Orląt Lwowskich 1, 53-605, Wrocław → Ul. Legnicka 48 Bud.c-D, 54-202, Wrocław) | |
| 2019-05-16 | Share capital change (20,200,000.00 PLN → 26,559,656.00 PLN) | |
| 2016-06-09 | PKD change (Removed: 85.59.B; Added: 82.20.Z) | |
| 2011-08-31 | Share capital change (100,000.00 PLN → 20,200,000.00 PLN) | |
| 2011-05-26 | Address change (Ruska 51, 50-079, Wrocław → Plac Orląt Lwowskich 1, 53-605, Wrocław) |
FAQ
Last updated: 2026-05-26