Overview
Bank Polska Kasa Opieki is one of the largest and longest-operating banks in Poland, offering a range of banking services including accounts, loans, deposits, and online banking for individual clients, businesses, and public institutions. The bank provides personal loans, mortgage loans, investment products, and insurance services. Additionally, it promotes various financial incentives and rewards for new customers and families.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Stock quotes
- Open
- PLN 265.50
- High
- PLN 265.70
- Low
- PLN 258.50
- Volume
- 216.15K
- Avg. vol.
- 602.64K
- Market cap
- PLN 68.56B
- P/E ratio
- 10.58
- EPS
- PLN 24.68
- Shares outstanding
- 262.47M
- 52-week
- PLN 258.50 – 280.90
- Dividend yield
- 7.57%
- Dividend
- PLN 19.77
- Ex dividend date
- Jun 12, 2026
- ISIN
- PLPEKAO00016
- Exchange
- GPW Main Market
Quarterly results
| Period | Revenue | EBIT | Net profit |
|---|---|---|---|
| Q2 2026 | USD 1.18bn | USD 710.43m | USD 409.51m |
| Q1 2026 | USD 1.21bn | USD 557.81m | USD 332.79m |
| Q4 2025 | USD 1.15bn | USD 613.26m | USD 458.06m |
| Q3 2025 | USD 1.20bn | USD 669.01m | USD 478.40m |
Results for Q3 2026:Oct 29, 2026
Industry
Bank accounts
Registered as a VAT taxpayer on 1993-11-15. Active
No bank accounts reported to the VAT Taxpayer Register.
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
MSiG notices
| Publication date | Event | |
|---|---|---|
| Oct 20, 2025 | Commercial Companies Code notice | |
| Jan 19, 2021 | Bankruptcy sale | |
| Sep 6, 2019 | Commercial Companies Code notice | |
| Apr 23, 2019 | Bankruptcy sale |
Public aid
4 public aid cases recorded, with a total value of $29,332.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Mar 15, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $11,298$11,298 | Prezes Polskiej Agencji Rozwoju Przedsiębiorczości | |
| Mar 28, 2019 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $781$781 | Prezes Banku Gospodarstwa Krajowego | |
| Aug 25, 2017 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $8,063$8,063 | Prezydent Miasta Stołecznego Warszawy |
Tenders
31 tenders recorded as contractor: 21 national ($1,378,318) and 10 EU ($35,795,958), and 1 as contracting authority.
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jun 12, 2026 | „Obsługa bankowa budżetu Powiatu Grodziskiego i jednostek organizacyjnych Powiatu na okres czterech lat” | $6,501$6,501 | Powiat Grodziski | |
| Jan 30, 2026 | Umowy ramowe na udzielenie linii gwarancyjnych | $13.8M$13,776,337 | PGE Polska Grupa Energetyczna S.A. | |
| Jan 28, 2026 | Bankowa obsługa budżetu Miasta Ruda Śląska oraz jednostek organizacyjnych | $942.1K$942,075 | Miasto Ruda Śląska |
Public sector contracts
Bank Polska Kasa Opieki is the contractor in 26 public sector contracts, worth PLN 665.30m in total. They were signed with 20 public buyers. The largest number (6) were signed with Urząd Miasta Krakowa.
| Public buyer | Value | |
|---|---|---|
| Powiat Kolbuszowski | PLN 0.00 | |
| Urząd Miejski w Radomiu | PLN 22,318,421 | |
| Szpital Wojewódzki Im. Prymasa Kardynała Stefana Wyszyńskiego w Sieradzu | PLN 2,952,750 | |
| Muzeum Miejskie w Zabrzu | PLN 600.00 | |
| Samodzielny Publiczny Specjalistyczny Zakład Opieki Zdrowotnej | PLN 1,854,000 |
Public procurement disputes (KIO)
Bank Polska Kasa Opieki has been a party to 6 cases before the National Appeal Chamber (since 2010). It filed 5 appeals (1 upheld, 2 dismissed, 1 rejected). In 1 case it joined the proceedings as a participant.
Trademarks
Bank Polska Kasa Opieki holds 150 active trademarks registered with the Polish Patent Office. 4 applications are pending. 154 marks have expired or were not registered. The first mark was filed in 1992.
| Mark | Protected until | |
|---|---|---|
| PEKAO DIMENSIONS(word) | Dec 16, 2035 | |
| PEKAO DIMENSIONS | Dec 16, 2035 | |
| Pekao Fundusz Kapitałowy | Jul 25, 2035 | |
| Pekao Fundusz Kapitałowy | Jul 25, 2035 | |
| Pekao Fundusz Kapitałowy | Jul 25, 2035 |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Powszechny Zakład Ubezpieczeń na Życie Spółka Akcyjna | Active | |
| KNF | Insurance agent of Towarzystwo Ubezpieczeń Allianz Życie Polska Spółka Akcyjna | Active | |
| KNF | Insurance agent of Sopockie Towarzystwo Ubezpieczeń ERGO Hestia Spółka Akcyjna | Active |
Authorized Representatives
Manner of representation
1. Two members of the bank’s management board, or a member of the bank’s management board together with a commercial proxy. 2. Two commercial proxies. 3. A member of the bank’s management board or a commercial proxy acting jointly with an attorney-in-fact. 4. Attorneys-in-fact acting independently or jointly within the scope of their authority.
Supervisory board
Beneficial owners
No beneficial owners recorded for the company Bank Polska Kasa Opieki.
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
| 187,169,097.78 USD | 100% | |||
Pekao Leasingsp. z o.o. | 65,258,941.11 USD | 100% | ||
| 60,816,275.26 USD | 100% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Powszechna Kasa Oszczędności Bank PolskiS.A. | $9,660,220,994.48 | pkobp.pl | ||
| Alior BankS.A. | $1,712,471,120.04 | aliorbank.pl |
Change history
| Date | Event | |
|---|---|---|
| 2023-10-02 | Address change (Ul. Grzybowska 53/57, 00-844, Warszawa → Ul. Żubra 1, 01-066, Warszawa) | |
| 2020-05-19 | Address change (Grzybowska 53/57, 00-950, Warszawa → Ul. Grzybowska 53/57, 00-844, Warszawa) | |
| 2013-01-24 | Share capital change (262,462,214.00 PLN → 262,470,034.00 PLN) | |
| 2013-01-15 | Share capital change (262,413,536.00 PLN → 262,462,214.00 PLN) | |
| 2012-12-18 | Share capital change (262,404,255.00 PLN → 262,413,536.00 PLN) |
FAQ
Last updated: 2026-06-18