Overview
Santander Consumer Bank is a financial institution that offers personal loans, online loans, and credit cards. They provide cash loans ranging from 20,000 to 35,000 PLN with a repayment period of up to 60 months, featuring competitive interest rates and no commission for new customers. The bank assesses loan applications based on the customer's credit history and legal capacity.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2004-09-01. Active
35 1240 6292 1111 0011 0590 7348- 95 1240 5918 1111 0000 4908 3707
02 1090 0004 0000 0010 6489 0008
Debt
4 closed proceedings recorded in KRZ history. Closed proceedings in history
| Registration date | Proceeding type | Status | |
|---|---|---|---|
| Apr 24, 2023 | Discontinued enforcement proceedings | Closed | |
| Dec 11, 2021 | Discontinued enforcement proceedings | Closed | |
| Dec 9, 2021 | Discontinued enforcement proceedings | Closed | |
| Dec 9, 2021 | Discontinued enforcement proceedings | Closed |
MSiG notices
| Publication date | Event | |
|---|---|---|
| Feb 11, 2016 | Commercial Companies Code notice | |
| Feb 6, 2014 | Commercial Companies Code notice | |
| Aug 3, 2010 | Merger plan |
Public aid
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jun 26, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | –– | Prezydent Wrocławia | |
| Oct 14, 2020 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | –– | Prezydent Wrocławia | |
| Jun 13, 2017 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | –– | Prezydent Wrocławia |
Tenders
No recorded participation in tenders.
Trademarks
Santander Consumer Bank holds 11 active trademarks registered with the Polish Patent Office. 31 marks have expired or were not registered. The first mark was filed in 2000.
| Mark | Protected until | |
|---|---|---|
| elimit | Sep 15, 2030 | |
| eraty | Dec 3, 2029 | |
| eraty | Aug 27, 2029 | |
| lokata Direct + | Jul 28, 2029 | |
| raty | Feb 5, 2029 |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Insurance agent of Vienna Life Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna Vienna Insurance Group | Active | |
| KNF | Insurance agent of CNP Santander Insurance Life Designated Activity Company | Active | |
| KNF | Insurance agent of Nationale-Nederlanden Towarzystwo Ubezpieczeń na Życie Spółka Akcyjna | Active |
Authorized Representatives
Manner of representation
Two members of the management board acting jointly, or a member of the management board jointly with a commercial proxy, or two commercial proxies acting jointly.
Supervisory board
Ownership
| Owner |
|---|
Santander Consumer Finance S.A. |
Beneficial owners
| Person | Rights |
|---|---|
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
Santander Consumer Multirentsp. z o.o. | 19,448,946.52 USD | 50% | ||
Stellantis Financial Services Polskasp. z o.o. | 17,868,719.61 USD | 50% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Profi Credit PolskaS.A. | $74,991,490.45 | proficredit.pl | ||
| Newpoint Financesp. z o.o. + limited partnership | $893,373.62 | newpoint-finance.pl | ||
| Prosp. z o.o. | $622,233.12 | prodoradcy.pl | ||
| Polskie Pożyczki Prywatnesp. z o.o. | $310,401.51 | pozyczkiprywatne.org | ||
| Trinity Financesp. z o.o. | $237,804.95 | trinityfinance.pl | ||
| Bankussp. z o.o. | $169,987.69 | lombard24.com.pl | ||
| CBCS.A. | $149,419.47 | cbc.pl | ||
| Rodzinne Pożyczkisp. z o.o. | $138,261.82 | rodzinnepozyczki.pl | ||
| EurocentS.A. | $59,671.55 | eurocent.pl | ||
| Moneyusp. z o.o. | $32,787.89 | moneyu.pl |
Change history
| Date | Event | |
|---|---|---|
| 2020-01-15 | Address change (Strzegomska 42c, 53-611, Wrocław → Ul. Legnicka 48 B, 54-202, Wrocław) | |
| 2011-02-01 | Address change (Plac Grunwaldzki 23, 50-365, Wrocław → Strzegomska 42c, 53-611, Wrocław) | |
| 2010-07-07 | Share capital change (364,000,000.00 PLN → 520,000,000.00 PLN) | |
| 2009-09-09 | Share capital change (351,200,000.00 PLN → 364,000,000.00 PLN) | |
| 2009-06-22 | Address change (Plac Solny 16, 50-062, Wrocław → Plac Grunwaldzki 23, 50-365, Wrocław) |
FAQ
Last updated: 2026-08-10