Overview
Bank Handlowy w Warszawie offers credit cards, personal accounts, loans, mortgages and the Citi Specials restaurant programme with discounts of up to 20%. Citi Handlowy’s retail banking has been transferred to VeloBank, while customers can use the Citi Mobile app, foreign exchange rates and warnings about online fraud.
Financials
Revenue history (in m)
Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.
Stock quotes
- Open
- PLN 122.60
- High
- PLN 122.60
- Low
- PLN 120.60
- Volume
- 8.34K
- Avg. vol.
- 29.32K
- Market cap
- PLN 15.84B
- P/E ratio
- 8.94
- EPS
- PLN 13.56
- Shares outstanding
- 130.66M
- 52-week
- PLN 118.20 – 123.00
- Dividend yield
- 10.92%
- Dividend
- PLN 13.24
- Ex dividend date
- Jun 24, 2026
- ISIN
- PLBH00000012
- Exchange
- GPW Main Market
Quarterly results
| Period | Revenue | EBIT | Net profit |
|---|---|---|---|
| Q2 2026 | USD 205.22m | USD 122.93m | USD 86.66m |
| Q1 2026 | USD 193.93m | USD 167.30m | USD 104.16m |
| Q4 2025 | USD 177.37m | USD 142.95m | USD 149.77m |
| Q3 2025 | USD 205.97m | USD 138.88m | USD 117.88m |
Results for Q3 2026:Nov 5, 2026
Statistics
How the company ranks by revenue within its industry, region and across Poland in 2025.
Results vs industry
Industry
Bank accounts
Registered as a VAT taxpayer on 2002-06-06. Active
18 1050 0086 1000 0090 3036 5036- 40 1050 0086 1000 0090 3036 5028
- 41 1050 0086 1000 0090 3036 5010
Debt
No entries in the National Debtors Register (KRZ). No proceedings in KRZ
Public aid
6 public aid cases recorded, with a total value of $161,743.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 31, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $29,272$29,272 | Prezydent Miasta Łódź | |
| Jan 31, 2022 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $24,772$24,772 | Prezydent Miasta Łódź | |
| Feb 1, 2021 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $27,595$27,595 | Prezydent Miasta Łódź |
Tenders
4 tenders recorded as contractor: 2 national ($44,505) and 2 EU ($3,955,299).
| Publication date | Subject | Amount | Contracting authority | |
|---|---|---|---|---|
| Jan 30, 2026 | Umowy ramowe na udzielenie linii gwarancyjnych | $13.8M$13,776,337 | PGE Polska Grupa Energetyczna S.A. | |
| Nov 20, 2025 | Umowa/umowy linii gwarancyjnej na potrzeby zabezpieczeń wnoszonych do IRGiT | $4.0M$3,955,299 | Tauron Polska Energia S.A. | |
| Dec 18, 2024 | „Prowadzenie bankowej obsługi budżetu Gminy Miasta Mysłowice”. | $0$0 | Gmina Miasto Mysłowice |
Public procurement disputes (KIO)
Bank Handlowy w Warszawie has been a party to 2 cases before the National Appeal Chamber (since 2012). It filed 2 appeals (2 upheld).
Trademarks
Bank Handlowy w Warszawie holds 5 active trademarks registered with the Polish Patent Office. 34 marks have expired or were not registered. The first mark was filed in 1997.
| Mark | Protected until | |
|---|---|---|
| PLAN SPŁAT RATALNYCH KOMFORT(word) | Nov 20, 2033 | |
| ULTIME(word) | Aug 17, 2031 | |
| Ultime | Aug 17, 2031 | |
| Ultime | Aug 17, 2031 | |
| MOTOKARTA(word) | Mar 21, 2031 |
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
 KNF | Bank | Active | |
| KNF | Bank brokerage activity | Active | |
 BDO | BDO register entry | Active |
Authorized Representatives
Manner of representation
The following are authorized to make declarations of will concerning the Bank's pecuniary rights and obligations and to sign on behalf of the Bank: 1) the President of the Management Board of the Bank and the Vice-Presidents of the Management Board of the Bank – each of them independently; 2) two persons from among the remaining members of the management board of the Bank acting jointly, or one of the remaining members of the management board of the Bank acting jointly with one of the persons holding joint commercial procuration, or one of the remaining members of the management board of the Bank acting jointly with one of the persons being an attorney-in-fact acting within the scope of the power of attorney granted to him or her.
Supervisory board
Beneficial owners
No beneficial owners recorded for the company Bank Handlowy w Warszawie.
Subsidiaries
| Name | Share value | Stake | ||
|---|---|---|---|---|
Handlowy-Leasingsp. z o.o. | 4,246,353.32 USD | 97.4659% | ||
Handlowy Financial Servicessp. z o.o. | 19,165,316.05 USD | 100% | ||
Handlowy - Inwestycjesp. z o.o. | 1,350.62 USD | 100% |
Capital group
| Name | Ownership |
|---|---|
| 100% | |
Handlowy Investments S.A  | 100% |
| 100% |
Competitors
| Name | Revenue | Website | ||
|---|---|---|---|---|
| Powszechna Kasa Oszczędności Bank PolskiS.A. | $9,660,220,994.48 | pkobp.pl | ||
| Bank Ochrony ŚrodowiskaS.A. | $367,324,229.52 | bosbank.pl | ||
| MbankS.A. | $22,569,311.90 | mbank.pl | ||
| REB CapitalS.A. | $109,477.11 | grupareb.pl | ||
| Legal Debtsp. z o.o. | $25,763.34 | legaldebt.pl | ||
| Bank MillenniumS.A. | – | bankmillennium.pl | ||
| Bank Polska Kasa OpiekiS.A. | – | pekao.com.pl | ||
| Erste Bank PolskaS.A. | – | erste.pl | ||
| Promontoria Holding 418 B.V.S.A. | – | velobank.pl | ||
| Deutsche Bank PolskaS.A. | – | country.db.com |
Change history
| Date | Event | |
|---|---|---|
| 2003-06-17 | Share capital change (500,902,400.00 PLN → 522,638,400.00 PLN) | |
| 2002-05-24 | Address change (Chałubińskiego 8, 00-613, Warszawa → Senatorska 16, 00-923, Warszawa) | |
| 2002-05-24 | Share capital change (430,308,400.00 PLN → 500,902,400.00 PLN) | |
| 2001-02-28 | Share capital change (279,670,000.00 PLN → 430,308,400.00 PLN) | |
| 2001-02-22 | Entered in the register |
FAQ
Last updated: 2026-10-07