What is the main business of AOW Faktoring?

The main business activity of AOW Faktoring focuses on other financial service activities n.e.c..

When was the company founded?

The company was registered in the Polish National Court Register (KRS) on December 29, 2011.

Where is the headquarters located?

The headquarters is located at: Traugutta 16B, 42-215 Częstochowa.

Who is on the management board?

The management board consists of: Jakub Marcin Barańczuk (Vice President of the Management Board) and Michał Julian Kinkel (President of the Management Board).

What is the share capital?

The share capital of the company is PLN 500,000 (approx. $135,062).

What period do the latest financial data cover?

The latest available financial statement covers the period from January 1, 2024 to December 31, 2024.

How much revenue was generated?

The company reported a revenue of $2,267,761 in 2024, which is an increase of 22.3% compared to 2023.

Yes, in 2024 the company was profitable, achieving a net profit of $150,573, meaning the company increased its profit by 25.3%.

Which cost dominates operating expenses?

The largest operating cost category falls under employee remuneration. This category amounted to $321,671 in 2024, representing 39% of all operating expenses.

AOW FaktoringS.A.

Other financial service activities, except insurance and pension funding not elsewhere

KRS: NIP: REGON:

Overview

Status

Active

Registry date

2011-12-29

Activity description

Aow Faktoring is a factoring company that provides immediate cash advances against invoices for micro, small, and medium-sized enterprises. They support various industries, including construction, trade, production, temporary employment agencies, real estate development, telecommunications, and IT. The company has over 30 years of experience and offers financing through corporate bond issuance.

Registered address

Traugutta 16B, 42-215 Częstochowa, Poland

Website

aow.pl

Phone

Social media

Electronic delivery address

AE:PL-80541-39265-IUAWG-22

Financials

Revenue history (in k)

Data and insights are generated automatically based on financial statements and may contain errors. This analysis is for informational purposes only and does not constitute an official assessment of the company's credibility or business advice.

Statistics

How the company ranks by revenue within its industry, region and across Poland in 2025.

Results vs industry

Revenue

This companyUSD 3.20mMedianUSD 65.75kAverageUSD 1.43m

Net profit

This companyUSD 153.39kMedianUSD 779.24AverageUSD 190.65k

Operating costs

This companyUSD 1.18mMedianUSD 35.39kAverageUSD 849.55k

Assets

This companyUSD 24.59mMedianUSD 174.55kAverageUSD 9.52m

Industry

Bank accounts

Registered as a VAT taxpayer on 1994-01-14. Active

mBank
47 1140 1889 0000 3355 9600 1005
Bank spółdzielczy
07 8980 0009 2042 0000 0560 0001
mBank
58 1140 1889 0000 3355 9600 1001

Debt

No entries in the National Debtors Register (KRZ). No proceedings in KRZ

Real estate

Type	Amount
Land (incl. perpetual usufruct)	$158.3K$158,335
Buildings and premises	$359.5K$359,520
Investment property	$1.4M$1,379,924

MSiG notices

Publication date	Event
Jun 21, 2018	Bankruptcy notice

Public aid

5 public aid cases recorded, with a total value of $68,397.

Grant date	Purpose	Gross amount	Granting body
Sep 15, 2022	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$46,658$46,658	Prezes Banku Gospodarstwa Krajowego
Sep 15, 2021	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$6,210$6,210	Prezes Banku Gospodarstwa Krajowego
Sep 15, 2020	De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier)	$6,154$6,154	Prezes Banku Gospodarstwa Krajowego

Tenders

No recorded participation in tenders.

Trademarks

AOW Faktoring holds 1 active trademark registered with the Polish Patent Office. The first mark was filed in 2007.

Mark	Number	Classes	Status	Protected until
aow faktoring(word)	Z.327560	36	Protected	Jul 9, 2027

Mark	Protected until
aow faktoring(word)	Jul 9, 2027

Authorized Representatives

Agnieszka Monika Staniec – Attorney-in-fact

Aleksandra Jura – Attorney-in-fact

Jakub Marcin Barańczuk – Vice President of the Management Board

Michał Julian Kinkel – President of the Management Board

Manner of representation

In the case of a one-person management board, the member of the management board is entitled to represent the company independently, whereas if the company has a multi-member management board, the joint action of two members of the management board or of one member of the management board jointly with a commercial proxy is required to represent the company.

Supervisory board

Izabela Śliwakowska Kinkel – Supervisory Board Member

Barbara Małgorzata Borzuchowska – Supervisory Board Member

Barbara Borzuchowska Stępień – Supervisory Board Member

Marian Stefan Gawroński – Supervisory Board Member

Piotr Paweł Zasępa – Supervisory Board Member

Beneficial owners

Person	Rights

Competitors

Name	Revenue	Website
IndosS.A.	$5,109,033.74	indos.pl
WealthonS.A.	$3,999,586.30	wealthon.com
SGB FaktoringS.A.	$2,947,661.61	faktorzy.com.pl
FineaS.A.	$2,820,454.71	finea.pl
SmeoS.A.	$2,530,346.36	smeo.pl
MKsp. z o.o.	$2,188,444.29	mylease.pl
Fast FinanceS.A.	$1,651,017.68	fastfinance.pl
Fundusz Poręczeń Kredytowychsp. z o.o.	$1,018,702.85	fpkjg.pl
Business Fundssp. z o.o.	$994,949.27	businessfunds.pl
Fair Finance24sp. z o.o.	$757,117.30	fairfinance24.pl

FAQ

Last updated: 2026-03-24