
Overview
Status
Active
Registry date
2012-08-09
Marital property community
No
Activity description
Małgorzata Kulikowska is a credit adviser at Experfino, helping clients obtain mortgage and personal loans. She assesses creditworthiness, compares bank offers, assists with refinancing and guides clients through the loan process in Kraków and the surrounding area.
Registered address
ul. Poznańska 7 91, 30-012 Kraków, Poland
Correspondence address
ul. Warszawska 184E 2, 32-086 Węgrzce, Poland
Email
Email address current
Phone
Website
experfino.plWebsite active
Bank accounts
Registered as a VAT taxpayer on 2012-08-28. Active
77 1140 2004 0000 3402 5001 0073
Public aid
9 public aid cases recorded, with a total value of $6,441.
| Grant date | Purpose | Gross amount | Granting body | |
|---|---|---|---|---|
| Jan 15, 2025 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $445$445 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Dec 17, 2024 | De minimis aid (in accordance with Commission Regulation 2023/2831) | $401$401 | Prezes Zakładu Ubezpieczeń Społecznych | |
| Jun 6, 2023 | De minimis aid (in accordance with Commission Regulation No 1407/2013 or earlier) | $217$217 | Prezes Zakładu Ubezpieczeń Społecznych |
Tenders
No recorded participation in tenders.
Regulatory authorisations
| Authority | Type | Status | |
|---|---|---|---|
| Mortgage intermediary agent | Active | ||
| Consumer credit intermediary | Active |
Authorized Representatives
Małgorzata Kulikowska – Owner
Competitors
Change history
| Entry date | Operation type | Application number | Application author / Organ entering the change | Change effective date | |
|---|---|---|---|---|---|
2026-02-17 20:00:18 | Change of electronic delivery address (ADE) data | Minister właściwy ds. informatyzacji | 2026-02-17 | ||
2026-02-04 11:15:25 | NIP number confirmed by the Ministry of Finance (7381762726) | Ministerstwo Finansów | 2026-02-04 | ||
2026-02-04 11:14:15 | Change of entry data | 000310919/2026 | Małgorzata Kulikowska | 2026-01-01 | |
2024-09-05 06:51:28 | NIP number confirmed by the Ministry of Finance (7381762726) | Ministerstwo Finansów | 2024-09-05 | ||
2024-09-04 12:49:06 | Change of entry data | 001641448/2024 | Małgorzata Kulikowska | 2024-09-04 |









